Insurance Providers: Global
      Back to home
      1. Help Center
      2. Insurance Marketplace
      3. Insurance Providers: Global

      VUMI

      VUMI offers unparalleled insurance solutions with global coverage. Keep reading to learn more about this top seller on Edvisor.

      Vumi - Edvisor Insurance Marketplace


      In this article...




      💡Prefer video? Check out our new Edvisor Academy!

      Discover all there is to know about VUMI's exciting products on Edvisor by diving into the Edvisor Academy!

      🔗 VUMI Insurance Training Course

      About VUMI

      VUMI, also known as VIP UNIVERSAL MEDICAL INSURANCE, is a globally recognized health and travel insurance company established in 1985.

      VUMI offers exclusive major medical expense insurance and VIP medical services to private and corporate clients worldwide.

      💡 VUMI, offers extensive coverage of up to $5,000,000 per trip, for tourists and students, up to 79 years old.


      Recruitment Markets Destination Markets
      All nationalities All countries
      *Excepting countries under OFAC sanctions
      **Venezuela is an eligible country.

      Products and Coverage

      🔹Health VIP

      This product exclusively provides worldwide medical coverage and is available for tourists and students up to 79 years old.

      - What's covered?

      • Free choice of doctors and hospitals
      • Medical assistance once the policy has ended, if the insured is hospitalized or receiving treatment
      • They have no deductible or coinsurance
      • Cover legal expenses for death and repatriation
      • Cover pre-existing conditions up to $500,000*
      		  - Emergencies
      • Acute illnesses
      • Accidents requiring immediate attention
      • Purchase of medication
      • Psychological/psychiatric care
      • Hospitalization for short or long stays

      *To access VUMI's medical coverage with preexisting health conditions, it's important to meet the following criteria:

      • The individual must have been stable for the past six months before the trip.
      • During this period, they should not have experienced any relapses or changes in medication.
      • They should also be able to provide evidence of attending regular check-ups to maintain their condition as stable.

      🔹Health + Travel VIP

      This product combines medical and non-medical coverage. However, it is only available for tourists and students up to 54 years old.

      This product covers all the medical conditions listed above (included in the Health VIP product) plus the following non-medical items:

      • Liability coverage up to $100,000 for damages to people or property
      • Coverage for baggage damage, delay, theft, or fire
      • Coverage for flight delay or loss

      What makes VUMI different from other insurance providers?


      The purpose of VUMI is to provide high-quality service in the event of a medical emergency during your students' stay abroad. But why should you choose VUMI over other insurance providers?

      • VUMI provides worldwide coverage, except for the USA, Canada, Ireland, and OFAC-sanctioned countries.
      • VUMI is an insurance company, not an assistance company, they offer direct support to clients.
      • VUMI lets clients choose any hospital or medical facility, without limiting them to a preferred network.
      • VUMI is regulated by US regulatory authorities.
      • You can choose between just health insurance or combine it with travel insurance.
      • Civil Liability is included by default in their health and travel product.
      • They offer coverage for pre-existing conditions up to $500,000.
      • Medical coverage continues at the end of the policy if the holder is hospitalized.
      • Students can purchase the insurance directly at the destination, subject to a 3-day initial waiting period.

      How to start booking VUMI through the Edvisor’s Insurance Marketplace.

      If you are not yet connected with VUMI, schedule a call with your Account Manager, who will help make them available on your Edvisor platform. 

      Once connected, you can begin including VUMI in your quotations and booking policies by paying the net price directly on Edvisor via credit or debit card. 

      Links of interest and other documentation

      Improve your insurance operation with the Edvisor’s Insurance Marketplace

      At Edvisor, we are 100% committed to supporting you with your insurance operation, improving your efficiency, and helping you generate extra revenue for your business. Please arrange a meeting with your account manager for any training or support.